Just a quick thought on the FOIL method applied to everyday life.
FOIL in algebra you know first outside inside last bla bla bla I don't like math.
This is FOIL for everyday life!
F - Find the problem
O - consider your Options
I - Identify all consequences
L - Listen to the spirit and Leap to action
Isn't that neat. I think that is a much better use of the FOIL method than the one used in math!